加拿大儿童银行账户比较

2019-09-26更新，终于拿到了可爱的小狮子卡。

2019年8月16日更新。

今天中午给俩娃开了RBC的账户（下图右面俩，详情点这里）。

大宝14岁，开的学生账户：1，需要孩子本人在场；2，想拿到60刀需要9月30号前开户&11月29号前完成俩“任务”（存一张支票/刷一次卡/e-transfer一次 任选俩）。

二宝9岁，开的Leo账户：1，不必带孩子；2，需要家长联名。

加拿大儿童银行账户比较 （所有儿童账户均无月费）

银行	年龄	免费交易次数	利率	其它
Tangerine’s children’s savings account	<=16	Unlimited	1.25%（2.75% for the first 6 months）	监护人必须有Tangerine账户
CIBC Youth Account	<=18	Unlimited free transactions including Interac e-Transfers	0.15%	Non-CIBC ATM withdrawals cost $2 per transaction
TD Youth Account	<=18	Free unlimited transactions (excluding Interac e-Transfers which cost $0.50 to $1 each)	0.05% （0.1% $5000 and more）
RBC Leo’s Young Savers Account	<=12	15 free debits per month (excess debits cost $1 each)	0.01%	1.Free e-Transfers 2. $25 bonus
Scotiabank Getting There Savings Account	<=18	Unlimited debit transactions and 2 free Interac e-Transfers per month	0.05%( 0.1% $500 and more	Earn SCENE rewards using the SCENE Visa Debit
BMO Plus Plan Chequing Account	<=12	30 transactions per month and Interac e-Transfers	0.05%	Kids aged 13 to 19 years can open a discounted Performance or Premium Chequing Plan
National Bank Youth Account	<=17	12 monthly free transactions including 2 in-branch transactions (costs $1.50 each after)
Laurentian Bank Youth Account	<=17	Unlimited free transactions, including 2 in-branch transactions		Free paper and electronic bank statements
Canadian Western Bank Youth Account (魁省没有此银行)	<=18	Unlimited transactions with free access to THE EXCHANGE Network of ATMs	0.05%( 0.5% $500.01 and more)	$1 per e-Transfer

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